Updated 9 January 2026
What is a credit rating? Hong Kong TU grades, their impact, how to check your credit report and key ways to improve your score
A credit rating is an important basis on which banks assess lending risk. It is calculated by TransUnion (TU) and divided into grades A–J. The score affects loan interest rates and mortgage approval […]
Updated 9 January 2026
MPF contribution cap: maximum amounts and examples | SetupHK
The MPF contribution cap is calculated separately for “each employment contract”. For a regular employee earning more than HK$30,000 a month, the employer and the employee each contribute at most HK$ […]
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Updated 8 December 2025
[Complete guide to company transfers] Documents, process, stamp duty and points to note for transferring shares (equity) in a Hong Kong limited company
A company transfer requires the company information and statutory documents to be prepared and stamp duty to be paid; the transfer takes effect once the register of members is updated in accordance with the procedure. As long as you have the documents, the process and the tax filing deadlines in hand, you can […]
Updated 3 December 2025
How do you deregister a company? The Hong Kong deregistration process, conditions, fees and cancelling the business registration at a glance
Deregistering a Hong Kong company applies to a limited company that is no longer operating and has no debts. After the shareholders agree, all liabilities are settled and a notice of no objection is obtained from the Inland Revenue Department, an application is made to the Companies […]
Updated 3 December 2025
What is an annual return? The 2025 NAR1 sample form and points to note - how much is the penalty for forgetting to file the annual return?
Besides paying tax, a company must also file the annual return NAR1 every year. What exactly is an annual return? What information must it contain? What […]
Updated 3 December 2025
What is a Hong Kong postal code? How to fill in the Postal Code / Zip Code correctly when shopping online
When shopping online, many people who see a postal code field in the delivery address wonder what a postal code is. Does Hong Kong have postal codes? How should it be filled in correctly? This article will […]
Updated 2 December 2025
Change a company's registered address in Hong Kong | SetupHK
In the course of running a business, we sometimes inevitably need to change the company address. So if your company needs to change its address, can you handle it yourself? What procedures are required? This article explains in detail the procedures for changing the registered address of limited and unlimited companies.
Updated 2 December 2025
What is a virtual office? 2 key points when choosing one that you must know!
Setting up a company in Hong Kong, whether a limited company or an unlimited company, requires a company registered address. Important government letters are sent to the registered address, and the registered address is also shown in enquiries on the search system. A virtual office is the choice of many start-ups. This article introduces the benefits of virtual offices and points to note when choosing one.
Updated 2 December 2025
What documents are needed to open a company bank account? 3 categories of documents to help you open a corporate account quickly
After registering a company, many people will think about opening a corporate bank account for future business dealings. However, for a start-up, opening a corporate account is not easy: banks set certain thresholds for corporate account opening. What documents are needed? Which bank is best for a start-up or SME account? SetupHK has put together what you need to consider when opening a corporate bank account.
Updated 2 December 2025
[Registered address] Can a virtual office be used as a business registration address? Requirements and how to change the address explained
A registered address is required when registering a company, but a start-up or online shop may not need a physical office or shopfront. The provisional company address used in the early stage of a business, as operations […]
Updated 2 December 2025
Why do banks freeze accounts? Can they be unfrozen? 5 common reasons for account freezes and how to prevent them
What should you do if a bank account is suddenly frozen? Can it be unfrozen? How can it be prevented? As a platform that manages public funds, a bank must not only ensure the safety of customers' assets […]
Updated 2 December 2025
4 key points to note when filing the annual return
A local limited company must file an annual return with the Companies Registry within 42 days after its anniversary of incorporation. In fact, the filing time differs for different types of company, and there are many points to note across the different filing methods. A late filing can attract a fine of up to HK$3,480. This article shares 4 points to note when filing an annual return.